Are you considering a move to Lowell, Massachusetts, United States, and wondering about the cost of living? Lowell, Massachusetts is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Lowell, Massachusetts and help you understand whether $3040 per month is moderately priced, given the average monthly salary of $4272.0.
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Restaurants |
Price |
World Range |
|---|---|---|
|
Meal, Inexpensive Restaurant |
22.5 $ |
|
|
Meal for 2 People, Mid-range Restaurant, Three-course |
110.0 $ |
|
|
McMeal at McDonalds (or Equivalent Combo Meal) |
8.0 $ |
|
|
Domestic Beer (1 pint draught) |
8.5 $ |
|
|
Imported Beer (12 oz small bottle) |
8.5 $ |
|
|
Cappuccino (regular) |
5.33 $ |
|
|
Coke/Pepsi (12 oz small bottle) |
3.0 $ |
|
|
Water (12 oz small bottle) |
-- |
|
|
Markets |
Price |
World Range |
|---|---|---|
|
Milk (regular), (1 gallon) |
0.85 $ |
|
|
Loaf of Fresh White Bread (1 lb) |
-- |
|
|
Rice (white), (1 lb) |
-- |
|
|
Eggs (regular) (12) |
4.95 $ |
|
|
Local Cheese (1 lb) |
-- |
|
|
Chicken Fillets (1 lb) |
6.59 $ |
|
|
Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
-- |
|
|
Apples (1 lb) |
2.84 $ |
|
|
Banana (1 lb) |
2.33 $ |
|
|
Oranges (1 lb) |
-- |
|
|
Tomato (1 lb) |
4.39 $ |
|
|
Potato (1 lb) |
-- |
|
|
Onion (1 lb) |
-- |
|
|
Lettuce (1 head) |
-- |
|
|
Water (1.5 liter bottle) |
-- |
|
|
Bottle of Wine (Mid-Range) |
20.0 $ |
|
|
Domestic Beer (0.5 liter bottle) |
1.73 $ |
|
|
Imported Beer (12 oz small bottle) |
-- |
|
|
Cigarettes 20 Pack (Marlboro) |
10.0 $ |
|
|
Transportation |
Price |
World Range |
|---|---|---|
|
One-way Ticket (Local Transport) |
-- |
|
|
Monthly Pass (Regular Price) |
55.0 $ |
|
|
Taxi Start (Normal Tariff) |
3.0 $ |
|
|
Taxi 1 mile (Normal Tariff) |
2.64 $ |
|
|
Taxi 1hour Waiting (Normal Tariff) |
25.0 $ |
|
|
Gasoline (1 gallon) |
0.94 $ |
|
|
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
-- |
|
|
Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
22000.0 $ |
|
|
Utilities (Monthly) |
Price |
World Range |
|---|---|---|
|
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
280.0 $ |
|
|
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
|
|
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
78.75 $ |
|
|
Sports And Leisure |
Price |
World Range |
|---|---|---|
|
Fitness Club, Monthly Fee for 1 Adult |
-- |
|
|
Tennis Court Rent (1 Hour on Weekend) |
-- |
|
|
Cinema, International Release, 1 Seat |
10.5 $ |
|
|
Childcare |
Price |
World Range |
|---|---|---|
|
Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
-- |
|
|
International Primary School, Yearly for 1 Child |
-- |
|
|
Clothing And Shoes |
Price |
World Range |
|---|---|---|
|
1 Pair of Jeans (Levis 501 Or Similar) |
-- |
|
|
1 Summer Dress in a Chain Store (Zara, H&M, ...) |
-- |
|
|
1 Pair of Nike Running Shoes (Mid-Range) |
77.5 $ |
|
|
1 Pair of Men Leather Business Shoes |
-- |
|
|
Rent Per Month |
Price |
World Range |
|---|---|---|
|
Apartment (1 bedroom) in City Centre |
1600.0 $ |
|
|
Apartment (1 bedroom) Outside of Centre |
1500.0 $ |
|
|
Apartment (3 bedrooms) in City Centre |
-- |
|
|
Apartment (3 bedrooms) Outside of Centre |
3500.0 $ |
|
|
Buy Apartment Price |
Price |
World Range |
|---|---|---|
|
Price per Square Feet to Buy Apartment in City Centre |
3229.17 $ |
|
|
Price per Square Feet to Buy Apartment Outside of Centre |
2601.28 $ |
|
|
Salaries And Financing |
Price |
World Range |
|---|---|---|
|
Average Monthly Net Salary (After Tax) |
4272.0 $ |
|
|
Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
6.7 % |
|
The monthly expenses for living in Lowell, Massachusetts come to a total of approximately $3040. This includes an average monthly rent of around $1600 for a one-bedroom apartment in the city center, along with utilities costing about $319 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $478 per month.
Living in Lowell, Massachusetts appears to be relatively budget-friendly when considering the average monthly income of $4272.0. However, to enjoy a comfortable standard of living in Lowell, Massachusetts, you would likely need an income exceeding $4272.0.
In Lowell, Massachusetts, the average monthly post-tax salary hovers around $4272.0, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Lowell, Massachusetts is approximately $1600. If you're open to living in a location outside the city center, you can expect to pay around $1500.0 for such an apartment.
The expense for groceries in Lowell, Massachusetts can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $240 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
Overall, Lowell is a moderately safe city. Based on FBI crime data, Lowel has 8% higher violent crime than the national average and is 10% higher in robbery, theft, and muggings relative to Massachusetts. Criminal activity in Lowell affects 1 in 30.
Lowell has national and local taxi, bus, train, and rideshare companies. Before accepting a service, verify your fare. To stay safe, confirm legitimate transportation companies and be aware of the people around you. Best practices include counting the expected amount of a cab fare or bus fare before boarding, preventing a traveler from flashing cash.
In Lowell, robbery and petty theft are the most common crimes. Pickpockets usually target wallets, cell phones, and other valuables from people's clothing and bags. To minimize chances of being a victim, keep valuables close and do not set purses or backpacks on the backs of chairs.
Lowell, Massachusetts sits north of Boston proper. Storms known as Nor-Easters, intense storms can create deep snows during the Winter and damaging winds and rain during the summer. Keeping up with local weather reports and emergency services is recommended.
A mugging is a theft from a person in public. Lowell crime rates have decreased over the past few years but remain high compared to Massachusetts and the United States, according to police statistics. The best possible defense to being mugged is to be aware of your surroundings and conceal all valuables.
Terrorists are individuals or groups inspired to act by a specific ideology. These attacks usually target public areas. Lowell stands a medium risk for general attacks because of its location on the upper East Coast of the United States. Following instructions and staying up to date on local news can protect you from danger.
There are few, if any, scams associated with Lowell. The exception would be panhandling, a widespread problem and beggars can be quite aggressive in some areas.
There is a reasonable risk of muggings and theft regardless of gender. The danger in Lowell, specifically for women, is low or equal compared to most cities.
The City of Lowell water supply for Lowell's Water Treatment Plant is the surface water from the Merrimack River, sourced in the White Mountains of New Hampshire. Lowell Regional Water purifies 4.6 billion gallons annually and is certified safe.
Start early. The United States visa process takes time. Most international tourists can travel visa-free to the United States because of a basic non-immigrant reciprocity policy requiring only a passport and purchase declaration. The process is simple for those requiring tourist visas costing 160 USD. Student and work visas require additional information. If there are specific questions about a visa type or the status of a visa application, contact the local United States embassy for more detailed information.
The currency in Lowell is the same throughout the United States, the United States dollar, abbreviated USD. An easy hack to quickly exchange foreign currency for United States dollars is withdrawing cash from a bank ATM. Airport kiosks and most national or international banks can assist with currency exchange. Nationwide, hotel chains usually help to cash travelers' checks and exchange cash. Most business locations accept credit and debit cards if you cannot immediately find a bank. Lowell is comparable in cost to most cities of 100,000 people. An average day in Lowell will cost about $150.
Lowell is a New England town with a four-season humid climate. Temperatures range from -16 °F (-30 °C) to 83 °F (40 °C). Precipitation occurs year-round, averaging 48 inches of rain and 56 inches of snow annually. When packing for Lowell, think in layers, and always bring a sweater, hoodie, or weatherproof jacket and pocket umbrella.
There are two airports, one international and one full-service regional, within 30 minutes of downtown Lowell. The first, Boston Logan International airport (BOS / KBOS) and Manchester-Boston Regional Airport (MHT / KMHT). Worcester Regional Airport (ORH / KORH) and Portsmouth International Airport at Pease (PSM / KPSM) are a bit further out. Taxis, city buses, and rideshare companies service all airports.
Regardless of where you travel, buying travel insurance is highly recommended. A travel insurance policy covers general sickness, significant medical emergencies, and related expenses. Travel insurance may also cover the loss or theft of luggage and valuables. Don't forget to read the policy carefully before purchasing.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 35°F | 38°F | 46°F | 59°F | 69°F | 78°F | 83°F | 81°F | 73°F | 61°F | 50°F | 40°F |
| Temp | 26°F | 29°F | 37°F | 48°F | 58°F | 67°F | 73°F | 71°F | 63°F | 51°F | 42°F | 32°F |
| Low | 19°F | 21°F | 29°F | 39°F | 48°F | 58°F | 63°F | 61°F | 53°F | 43°F | 34°F | 25°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 1°C | 3°C | 7°C | 15°C | 20°C | 25°C | 28°C | 27°C | 22°C | 16°C | 10°C | 4°C |
| Temp | -3°C | -1°C | 2°C | 8°C | 14°C | 19°C | 22°C | 21°C | 17°C | 10°C | 5°C | 0°C |
| Low | -7°C | -6°C | -1°C | 3°C | 8°C | 14°C | 17°C | 16°C | 11°C | 6°C | 1°C | -3°C |