Cost of Living in Jersey City, New Jersey, United States

Are you considering a move to Jersey City, New Jersey, United States, and wondering about the cost of living? Jersey City, New Jersey is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Jersey City, New Jersey and help you understand whether $5276 per month is moderately priced, given the average monthly salary of $6257.73.

Restaurants
Markets
Transportation
Childcare
Clothing
Rent Per Month
Buy Apartment
Salaries
Jersey City, New Jersey, United States
restaurant

Restaurants

Price

World Range

Meal, Inexpensive Restaurant

16.0 $

Meal for 2 People, Mid-range Restaurant, Three-course

71.1 $

McMeal at McDonalds (or Equivalent Combo Meal)

10.0 $

Domestic Beer (1 pint draught)

7.0 $

Imported Beer (12 oz small bottle)

8.0 $

Cappuccino (regular)

4.84 $

Coke/Pepsi (12 oz small bottle)

2.12 $

Water (12 oz small bottle)

1.55 $

store

Markets

Price

World Range

Milk (regular), (1 gallon)

1.21 $

Loaf of Fresh White Bread (1 lb)

4.0 $

Rice (white), (1 lb)

5.33 $

Eggs (regular) (12)

4.06 $

Local Cheese (1 lb)

24.25 $

Chicken Fillets (1 lb)

13.23 $

Beef Round (1 lb) (or Equivalent Back Leg Red Meat)

15.43 $

Apples (1 lb)

4.7 $

Banana (1 lb)

1.73 $

Oranges (1 lb)

4.71 $

Tomato (1 lb)

5.51 $

Potato (1 lb)

3.06 $

Onion (1 lb)

4.96 $

Lettuce (1 head)

2.66 $

Water (1.5 liter bottle)

2.0 $

Bottle of Wine (Mid-Range)

13.5 $

Domestic Beer (0.5 liter bottle)

1.73 $

Imported Beer (12 oz small bottle)

3.0 $

Cigarettes 20 Pack (Marlboro)

11.96 $

commute

Transportation

Price

World Range

One-way Ticket (Local Transport)

2.38 $

Monthly Pass (Regular Price)

106.0 $

Taxi Start (Normal Tariff)

5.0 $

Taxi 1 mile (Normal Tariff)

3.11 $

Taxi 1hour Waiting (Normal Tariff)

23.75 $

Gasoline (1 gallon)

0.94 $

Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)

28500.0 $

Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)

18000.0 $

mark_as_unread

Utilities (Monthly)

Price

World Range

Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment

137.67 $

1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans)

--

Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)

79.29 $

kitesurfing

Sports And Leisure

Price

World Range

Fitness Club, Monthly Fee for 1 Adult

86.66 $

Tennis Court Rent (1 Hour on Weekend)

30.0 $

Cinema, International Release, 1 Seat

20.0 $

child_friendly

Childcare

Price

World Range

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child

2766.67 $

International Primary School, Yearly for 1 Child

18333.33 $

checkroom

Clothing And Shoes

Price

World Range

1 Pair of Jeans (Levis 501 Or Similar)

96.5 $

1 Summer Dress in a Chain Store (Zara, H&M, ...)

47.5 $

1 Pair of Nike Running Shoes (Mid-Range)

86.25 $

1 Pair of Men Leather Business Shoes

111.67 $

night_shelter

Rent Per Month

Price

World Range

Apartment (1 bedroom) in City Centre

3122.22 $

Apartment (1 bedroom) Outside of Centre

2250.0 $

Apartment (3 bedrooms) in City Centre

5033.33 $

Apartment (3 bedrooms) Outside of Centre

3360.0 $

home

Buy Apartment Price

Price

World Range

Price per Square Feet to Buy Apartment in City Centre

6978.6 $

Price per Square Feet to Buy Apartment Outside of Centre

4054.41 $

account_balance_wallet

Salaries And Financing

Price

World Range

Average Monthly Net Salary (After Tax)

6257.73 $

Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate

6.38 %

Cost of Living in Jersey City, New Jersey, United States

Frequently Asked Questions

What is the monthly cost of living in Jersey City, New Jersey?

The monthly expenses for living in Jersey City, New Jersey come to a total of approximately $5276. This includes an average monthly rent of around $3122 for a one-bedroom apartment in the city center, along with utilities costing about $177 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $1221 per month.

How affordable is living in Jersey City, New Jersey?

Living in Jersey City, New Jersey appears to be relatively budget-friendly when considering the average monthly income of $6257.73. However, to enjoy a comfortable standard of living in Jersey City, New Jersey, you would likely need an income exceeding $6257.73.

What is the average salary in Jersey City, New Jersey?

In Jersey City, New Jersey, the average monthly post-tax salary hovers around $6257.73, and it isn't tied to any particular skillset or qualification.

What is the average rent in Jersey City, New Jersey?

The typical monthly rent for a one-bedroom apartment in the central area of Jersey City, New Jersey is approximately $3122. If you're open to living in a location outside the city center, you can expect to pay around $2250.0 for such an apartment.

What is the cost of groceries in Jersey City, New Jersey?

The expense for groceries in Jersey City, New Jersey can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $883 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.

What is the cost of living in United States?

The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.

Jersey City, New Jersey, United States

How Safe Is Jersey City, New Jersey, United States for Travel?
Warnings & Dangers in Jersey City, New Jersey, United States

OVERALL RISK: MEDIUM

Jersey City is a place that has undergone massive gentrification and transformation in the past decade. That means there are many expensive, safe, and beautiful areas, but neighborhoods turn over by simply crossing the street. That means you must always take increased security measures regardless of where you are now.

TRANSPORT & TAXIS RISK: MEDIUM

Depending on where you are headed, public transit is generally safe, especially when heading into Manhattan or Hoboken. However, some of the outlying areas when taking the light rail can be extremely dangerous, especially when riding at night. Taxis are generally safe, but you still want to only call licensed services through your hotel or use plentiful ridesharing apps.

PICKPOCKETS RISK: LOW

Pickpockets are not a major problem in Jersey City, but you should always be cautious on public transportation and in crowded areas as purses can sometimes be snatched with more cunning pickpockets attempting your wallet. Generally, this will not be a problem but be always aware of your surroundings.

NATURAL DISASTERS RISK: LOW

In Jersey City and the surrounding area, the likelihood of natural disasters is low. However, lower-lying areas are subject to flooding during heavy rainstorms due to outdated pumping infrastructure. Also, given the area’s proximity to the ocean, hurricanes occasionally hit the New York Area and sometimes tornadoes.

MUGGING RISK: HIGH

The risk of an attack or robbery can range from low to high, depending on which neighborhood you are visiting. Tourists must avoid certain sections of the city and don’t walk in dimly lit areas late at night. If you are attacked, give the criminals whatever they ask and contact the police immediately.

TERRORISM RISK: MEDIUM

New York City is always on high alert for terrorists because of the number of people in Manhattan at any given time. In recent years, there have been reports of automobiles trying to bomb the Holland Tunnel, which runs through Jersey City. However, walking around Jersey City is generally safe from terrorist attacks.

SCAMS RISK: LOW

Fraud in Jersey City is uncommon, but email, phone, and internet scams occur against residents. This is usually to exact personal or sensitive financial information. Like with anywhere, don’t share your credit card, social security, or other pertinent documentation with anyone.

WOMEN TRAVELERS RISK: MEDIUM

Women traveling to Jersey City alone on business or for pleasure are advised to take caution. The nicer areas of the city are perfectly safe for solo female travelers but several neighborhoods must be avoided, especially at night. If you are returning from a location that ventures through a bad neighborhood, opt for a taxi, or rideshare.

TAP WATER RISK: LOW

Although outdated piping infrastructure exists throughout the city, the water is up to all federal and state codes, so it’s perfectly safe to drink out of the tap.

Useful Information & Tips
credit_card

Visas

Since Jersey City, New Jersey is in the U.S., only government-issued identification cards are required to pass through different states. That means a passport or visa is not required for U.S. citizens. For those visiting from other countries, some visas may be required based on the origin of the passenger, so always check with your local embassy on the requirements for travel to the U.S.

currency_exchange

Currency

The U.S. dollar is the currency used in Jersey City and the entire New York Metropolitan Area. ATMs are plentiful around the city and most locations accept Visa, Mastercard, AMEX, and Discover. Many places are moving toward cashless payments, so Apple and Android Pay are also becoming more widely accepted.

cloudy_snowing

Weather

You will find the summers in Jersey City to be wet, humid, and warm with snowy, cold, and windy winters, all due to the proximity of the river, bay, and ocean. Throughout the year, the area is partly cloudy, and temperatures vary from 27 F in the colder months to 85 F in the warmer months. The temperature rarely drifts below 15 F or greater than 93 F.

flight_takeoff

Airports

Jersey City is serviced by three major international airports: Newark International Airport, JFK International Airport, and LaGuardia. Newark is the closest and easiest to access via car or train, JFK is further across New York Bay but still accessible and LaGuardia is the furthest option. Newark and JFK function as international and domestic airports and LaGuardia focuses more on domestic flights.

health_and_safety

Travel Insurance

When traveling anywhere these days, it is important to have some type of travel insurance. Although it is never required for travel within the United States for citizens, there are so many unknowns in the modern world that you are only providing an extra layer of protection by signing up for travel insurance, so don’t skip over it!

Jersey City, New Jersey, United States

What about weather in Jersey City, New Jersey, United States ?
Average Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 40°F 42°F 51°F 62°F 72°F 80°F 85°F 83°F 76°F 65°F 54°F 45°F
Temp 33°F 35°F 42°F 53°F 63°F 72°F 77°F 76°F 69°F 57°F 48°F 38°F
Low 28°F 29°F 36°F 46°F 55°F 65°F 70°F 69°F 61°F 51°F 41°F 33°F
Average Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 4°C 5°C 10°C 16°C 22°C 26°C 29°C 28°C 24°C 18°C 12°C 7°C
Temp 0°C 1°C 5°C 11°C 17°C 22°C 25°C 24°C 20°C 13°C 8°C 3°C
Low -2°C -1°C 2°C 7°C 12°C 18°C 21°C 20°C 16°C 10°C 5°C 0°C

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