Are you considering a move to Effingham, Illinois, United States, and wondering about the cost of living? Effingham, Illinois is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Effingham, Illinois and help you understand whether $138 per month is moderately priced, given the average monthly salary of $None.
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Restaurants |
Price |
World Range |
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Meal, Inexpensive Restaurant |
-- |
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Meal for 2 People, Mid-range Restaurant, Three-course |
-- |
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McMeal at McDonalds (or Equivalent Combo Meal) |
-- |
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Domestic Beer (1 pint draught) |
-- |
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Imported Beer (12 oz small bottle) |
-- |
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Cappuccino (regular) |
-- |
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Coke/Pepsi (12 oz small bottle) |
-- |
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Water (12 oz small bottle) |
-- |
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Markets |
Price |
World Range |
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Milk (regular), (1 gallon) |
-- |
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Loaf of Fresh White Bread (1 lb) |
-- |
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Rice (white), (1 lb) |
-- |
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Eggs (regular) (12) |
-- |
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Local Cheese (1 lb) |
-- |
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Chicken Fillets (1 lb) |
-- |
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Beef Round (1 lb) (or Equivalent Back Leg Red Meat) |
-- |
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Apples (1 lb) |
-- |
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Banana (1 lb) |
-- |
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Oranges (1 lb) |
-- |
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Tomato (1 lb) |
-- |
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Potato (1 lb) |
-- |
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Onion (1 lb) |
-- |
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Lettuce (1 head) |
-- |
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Water (1.5 liter bottle) |
-- |
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Bottle of Wine (Mid-Range) |
-- |
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Domestic Beer (0.5 liter bottle) |
-- |
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Imported Beer (12 oz small bottle) |
-- |
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Cigarettes 20 Pack (Marlboro) |
-- |
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Transportation |
Price |
World Range |
|---|---|---|
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One-way Ticket (Local Transport) |
-- |
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Monthly Pass (Regular Price) |
-- |
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Taxi Start (Normal Tariff) |
-- |
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Taxi 1 mile (Normal Tariff) |
-- |
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Taxi 1hour Waiting (Normal Tariff) |
-- |
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Gasoline (1 gallon) |
1.03 $ |
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Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) |
-- |
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Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car) |
-- |
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Utilities (Monthly) |
Price |
World Range |
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Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment |
-- |
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1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) |
-- |
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Internet (60 Mbps or More, Unlimited Data, Cable/ADSL) |
-- |
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Sports And Leisure |
Price |
World Range |
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Fitness Club, Monthly Fee for 1 Adult |
-- |
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Tennis Court Rent (1 Hour on Weekend) |
-- |
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Cinema, International Release, 1 Seat |
-- |
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Childcare |
Price |
World Range |
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Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child |
-- |
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International Primary School, Yearly for 1 Child |
-- |
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Clothing And Shoes |
Price |
World Range |
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1 Pair of Jeans (Levis 501 Or Similar) |
-- |
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1 Summer Dress in a Chain Store (Zara, H&M, ...) |
-- |
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1 Pair of Nike Running Shoes (Mid-Range) |
-- |
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1 Pair of Men Leather Business Shoes |
-- |
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Rent Per Month |
Price |
World Range |
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Apartment (1 bedroom) in City Centre |
-- |
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Apartment (1 bedroom) Outside of Centre |
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Apartment (3 bedrooms) in City Centre |
-- |
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Apartment (3 bedrooms) Outside of Centre |
-- |
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Buy Apartment Price |
Price |
World Range |
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Price per Square Feet to Buy Apartment in City Centre |
-- |
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Price per Square Feet to Buy Apartment Outside of Centre |
-- |
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Salaries And Financing |
Price |
World Range |
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Average Monthly Net Salary (After Tax) |
-- |
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Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate |
-- |
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The monthly expenses for living in Effingham, Illinois come to a total of approximately $138. This includes an average monthly rent of around $0 for a one-bedroom apartment in the city center, along with utilities costing about $0 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $0 per month.
Living in Effingham, Illinois appears to be relatively budget-friendly when considering the average monthly income of $None. However, to enjoy a comfortable standard of living in Effingham, Illinois, you would likely need an income exceeding $None.
In Effingham, Illinois, the average monthly post-tax salary hovers around $None, and it isn't tied to any particular skillset or qualification.
The typical monthly rent for a one-bedroom apartment in the central area of Effingham, Illinois is approximately $0. If you're open to living in a location outside the city center, you can expect to pay around $None for such an apartment.
The expense for groceries in Effingham, Illinois can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $0 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.
The cost of living in United States can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout United States.
Central Illinois Public Transit goes through this community and the entire county. It's not the best way to explore the city. Taxis and rideshares are going to be harder to find here and having a car is almost essential.
When even a major pop star can't remember the name of the city, I doubt the terrorists can either. There's a low risk here, as there is nothing that makes Effingham a hard target.
There's a low risk of being pickpocketed here unless you leave a bag lying around or a backpack in an unlocked car. However, I guess that technically wouldn't be a pickpocket. The overall theft risk is one in 42.
Effingham has experienced the typical utility, elderly, and IRS scams, but nothing that would target a tourist. The one thing I'd caution in a city that is designed to be a roadside stop for most people - check the gas tank payment pad before using your card. You need to make sure there isn't a card reader attached to it. Most gas stations now have a seal showing the device hasn't been tampered with.
You're going to have to consider the risk of severe thunderstorms, tornadoes, hail storms, blizzards, ice storms, and extreme heat and cold. There's a medium risk because there are a lot of things that can happen and not a lot of nearby resources to help. However, all of the risks come with a good amount of warning.
Effingham does have its own Convention & Visitors Bureau and there are a bunch of places listed as being good for nightlife here. Even if it's on a CVB website, you still need to use caution when enjoying the nightlife in any city, and always protect your drink from a stranger being able to add something to it. There's a low risk in the crime numbers with four sexual assaults reported in 2020, but you always want to be careful in a city that gets a lot of traffic from transient drivers on an interstate.
According to the 2021 Annual Water Quality Report, the water samples taken had no violations and all water is in compliance with required standards.
The robbery risk is one crime category lower than the average. There were just four robberies here in 2020. There haven't been more than eight robberies here in a year since 2010. That's a low risk.
Effingham is such a small community that a few crime numbers, either way, can skew the actual "per 100,000 people" average, which is how the FBI ranks city crime rates. However, using that math, the city has higher crime rates than national and state averages. While there's a low risk, it's definitely a place where you need to watch your back.
You will need your Visa when you go through Customs at the airport, but after that, you can put it away until you travel back home. Your passport will be used for legal ID.
You will use the U.S. Dollar here. I would venture a guess that some of the businesses here might be cash-only. There are just some really old mom-and-pop shops here, so it's a good idea to have some, but not too much cash.
Prepare for extreme weather in all seasons. The winter winds can whip across the plains and make it incredibly cold. Bring gloves, hats, scarves, and warm socks in addition to boots in the winter. Summers are going to be humid and you'll sweat a lot, especially in the wilderness areas. Bring bug spray too, because the bugs can be intense in the summer.
You'll be two hours from St. Louis Airport and two and a half hours to the Indianapolis Airport. Those are the biggest airports and two of the closest that are worth the drive time.
You should get travel insurance for a trip here and make sure you know what road insurance you have as there are some wide empty places along the highway to get here.
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 37°F | 42°F | 54°F | 65°F | 75°F | 83°F | 86°F | 85°F | 79°F | 67°F | 53°F | 41°F |
| Temp | 29°F | 33°F | 44°F | 55°F | 65°F | 73°F | 76°F | 75°F | 67°F | 56°F | 44°F | 33°F |
| Low | 24°F | 27°F | 36°F | 46°F | 56°F | 64°F | 67°F | 65°F | 57°F | 47°F | 37°F | 28°F |
| Average | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High | 2°C | 5°C | 12°C | 18°C | 23°C | 28°C | 30°C | 29°C | 26°C | 19°C | 11°C | 5°C |
| Temp | -1°C | 0°C | 6°C | 12°C | 18°C | 22°C | 24°C | 23°C | 19°C | 13°C | 6°C | 0°C |
| Low | -4°C | -2°C | 2°C | 7°C | 13°C | 17°C | 19°C | 18°C | 13°C | 8°C | 2°C | -2°C |