Cost of Living in Warsaw, Poland

Updated:

NovoExpat

Are you considering a move to Warsaw, Poland, and wondering about the cost of living? Warsaw is a diverse city with a lot to offer, but like any city, it comes with its own set of expenses. In this page, we'll break down the cost of living in Warsaw and help you understand whether $2341 per month is moderately priced, given the average monthly salary of $1756.25.

Restaurants
Markets
Transportation
Childcare
Clothing
Rent Per Month
Buy Apartment
Salaries

Warsaw, Poland

restaurant

Restaurants

Price

World Range

Meal, Inexpensive Restaurant

10.03 $

Meal for 2 People, Mid-range Restaurant, Three-course

50.15 $

McMeal at McDonalds (or Equivalent Combo Meal)

7.52 $

Domestic Beer (1 pint draught)

3.76 $

Imported Beer (12 oz small bottle)

3.76 $

Cappuccino (regular)

3.5 $

Coke/Pepsi (12 oz small bottle)

1.71 $

Water (12 oz small bottle)

1.6 $

store

Markets

Price

World Range

Milk (regular), (1 gallon)

1.03 $

Loaf of Fresh White Bread (1 lb)

1.17 $

Rice (white), (1 lb)

1.6 $

Eggs (regular) (12)

3.19 $

Local Cheese (1 lb)

9.44 $

Chicken Fillets (1 lb)

6.37 $

Beef Round (1 lb) (or Equivalent Back Leg Red Meat)

11.83 $

Apples (1 lb)

0.93 $

Banana (1 lb)

1.63 $

Oranges (1 lb)

1.77 $

Tomato (1 lb)

3.7 $

Potato (1 lb)

0.85 $

Onion (1 lb)

1.17 $

Lettuce (1 head)

1.33 $

Water (1.5 liter bottle)

0.66 $

Bottle of Wine (Mid-Range)

7.52 $

Domestic Beer (0.5 liter bottle)

1.1 $

Imported Beer (12 oz small bottle)

1.68 $

Cigarettes 20 Pack (Marlboro)

4.76 $

commute

Transportation

Price

World Range

One-way Ticket (Local Transport)

1.1 $

Monthly Pass (Regular Price)

27.58 $

Taxi Start (Normal Tariff)

2.01 $

Taxi 1 mile (Normal Tariff)

0.75 $

Taxi 1hour Waiting (Normal Tariff)

10.03 $

Gasoline (1 gallon)

1.71 $

Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)

28838.14 $

Toyota Corolla Sedan 1.6l 97kW Comfort (Or Equivalent New Car)

26416.16 $

mark_as_unread

Utilities (Monthly)

Price

World Range

Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment

303.82 $

1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans)

--

Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)

14.33 $

kitesurfing

Sports And Leisure

Price

World Range

Fitness Club, Monthly Fee for 1 Adult

40.04 $

Tennis Court Rent (1 Hour on Weekend)

21.32 $

Cinema, International Release, 1 Seat

7.52 $

child_friendly

Childcare

Price

World Range

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child

506.59 $

International Primary School, Yearly for 1 Child

11643.86 $

checkroom

Clothing And Shoes

Price

World Range

1 Pair of Jeans (Levis 501 Or Similar)

84.74 $

1 Summer Dress in a Chain Store (Zara, H&M, ...)

37.67 $

1 Pair of Nike Running Shoes (Mid-Range)

86.89 $

1 Pair of Men Leather Business Shoes

99.7 $

night_shelter

Rent Per Month

Price

World Range

Apartment (1 bedroom) in City Centre

1019.92 $

Apartment (1 bedroom) Outside of Centre

767.14 $

Apartment (3 bedrooms) in City Centre

1810.23 $

Apartment (3 bedrooms) Outside of Centre

1309.3 $

home

Buy Apartment Price

Price

World Range

Price per Square Feet to Buy Apartment in City Centre

5268.89 $

Price per Square Feet to Buy Apartment Outside of Centre

3291.86 $

account_balance_wallet

Salaries And Financing

Price

World Range

Average Monthly Net Salary (After Tax)

1756.25 $

Mortgage Interest Rate in Percentages (%), Yearly, for 20 Years Fixed-Rate

7.45 %

Cost of Living in Warsaw, Poland Overview

Welcome! Here’s a guide to understanding the typical costs of living in Warsaw, Poland , from dining out and groceries to housing and utilities. Use this overview to help plan your budget and make informed decisions about living expenses.

Dining Out

The cost of dining varies with the type of establishment. A meal at an affordable restaurant averages around 10.03 USD, while a three-course dinner for two at a mid-range restaurant generally costs 50.15 USD.

Groceries

Basic grocery prices are accessible for most essentials. For instance, a gallon of milk costs about 1.03 USD, a loaf of bread 1.17 USD, and a dozen eggs approximately 3.19 USD.

Transportation

Public transport is relatively affordable, with a single trip priced at about 1.1 USD and a monthly pass around 27.58 USD. If you plan to use public transit regularly, these passes offer great value.

Utilities

For an 85 m² apartment, monthly utility bills—including electricity, heating, water, and waste services—average around 303.82 USD.

Sports and Recreation

For those interested in fitness and leisure, a monthly gym membership averages around 40.04 USD, while an hour on a tennis court on weekends costs about 21.32 USD.

Childcare and Education

Families looking for private childcare services will find that a month at a local preschool or kindergarten costs around 506.59 USD. For international schooling options, annual tuition can reach approximately 11643.86 USD.

Clothing and Footwear

Clothing and shoe prices vary widely. A pair of Levi's 501 jeans, for example, costs about 84.74 USD, and mid-range Nike sneakers are priced around 86.89 USD.

Apartment Rentals

Rental prices depend on location, with a one-bedroom apartment in the city center averaging 1019.92 USD per month, while one outside the center costs around 767.14 USD.

Real Estate for Purchase

If you're considering buying property, prices per square foot vary as well. In central areas, the price per square foot is roughly 5268.89 USD, while in the suburbs, it's closer to 3291.86 USD.

Average Salary and Mortgage Rates

The average monthly net salary here is about 1756.25 USD after taxes, and mortgage interest rates for a 20-year fixed-rate loan average around 7.45% annually.

Frequently Asked Questions about Living in Warsaw, Poland

What is the monthly cost of living in Warsaw?

The monthly expenses for living in Warsaw come to a total of approximately $2341. This includes an average monthly rent of around $1019 for a one-bedroom apartment in the city center, along with utilities costing about $310 per month. Additionally, other expenses such as groceries, transportation, dining out, and leisure activities for one person amount to approximately $533 per month.

How affordable is living in Warsaw?

Living in Warsaw appears to be relatively budget-friendly when considering the average monthly income of $1756.25. However, to enjoy a comfortable standard of living in Warsaw, you would likely need an income exceeding $1756.25.

What is the average salary in Warsaw?

In Warsaw, the average monthly post-tax salary hovers around $1756.25, and it isn't tied to any particular skillset or qualification.

What is the average rent in Warsaw?

The typical monthly rent for a one-bedroom apartment in the central area of Warsaw is approximately $1019. If you're open to living in a location outside the city center, you can expect to pay around $767.14 for such an apartment.

What is the cost of groceries in Warsaw?

The expense for groceries in Warsaw can fluctuate based on personal choices and shopping patterns. Typically, an individual can budget around $424 per month for groceries. Nevertheless, the actual costs may change depending on various factors, including the specific items bought, the choice of stores, and the availability of discounts or special offers.

What is the cost of living in Poland?

The cost of living in Poland can vary significantly depending on the particular city you have in mind. Using a nationwide average might not provide accurate information. To get a more precise understanding, it's crucial to examine the cost of living in various cities throughout Poland.

Warsaw, Poland

How Safe Is Warsaw, Poland for Travel?

Warnings & Dangers in Warsaw, Poland

OVERALL RISK: LOW

The overall risk is low, since violent crime is not present in Warsaw, while opportunistic crimes like theft, pick-pocketing and purse snatching are frequent as in any other tourist place. However, most travelers experience no difficulties and all you need to do is to keep valuables and cash out of sight, especially in crowded areas.

TRANSPORT & TAXIS RISK: LOW

When it comes to public transport, long-distance trains and buses, and those that drive from the airport are frequently places where thieves operate. Taxi drivers, as in any other big city, tend to overcharge tourists for their services, so always ask them to use the taxi meter. The public transport system in Warsaw is generally well-developed, but the driving habits are extremely bad which is proven by the fact that Poland has the highest road fatality rates among European countries.

PICKPOCKETS RISK: MEDIUM

The more tourists, the more pickpocket risks. Warsaw is an incredibly popular tourist destination which in turn leads to the higher chances of being robbed there. Thieves will try to distract your attention and steal your phone or wallet. Be especially vigilant around ATMs, at central railway stations, particularly in the Baltic towns of Gdansk, Gdynia, and Sopot and in Warsaw and Krakow.

NATURAL DISASTERS RISK: LOW

Weather in Poland is not extreme, but the heavy rains in spring might cause flooding. Low temperatures and great amount of snow are possible in winter, which might lead to ice on roads which is hazardous. Other serious natural disasters do not happen.

MUGGING RISK: LOW

Warsaw is a great place for tourists since serious crime against foreigners is relatively rare. However, you should not rely on that, because there have been reports of incidents which were racially motivated. You are not likely to be kidnapped or mugged in Warsaw, but still, it is advisable not to accept drinks from strangers and use an only official taxi.

TERRORISM RISK: LOW

The terrorist attacks in Europe frequently happen nowadays, and the threat exists in Poland, too. Any kind of suspicious activity should be reported to the police and before coming to Warsaw, you should monitor the news for any new threats.

SCAMS RISK: MEDIUM

Bogus police officers might ask you for your ID’s and the cash to steal it from you. They will also try to steal credit card credentials and pin code at some ATM’s. In Warsaw, not only taxi drivers, but vendors and restaurant staff will try to overcharge you, so be extra watchful when paying something.

WOMEN TRAVELERS RISK: LOW

Women solo travelers often visit Warsaw since this is the city where they can feel very safe. With the usage of common sense, they enjoy their holiday trouble-free.

Useful Information & Tips

credit_card

Visas

When the entry requirements are in question, Poland participates in the Schengen Area, meaning that people from certain countries can enter Poland without a visa. However, if the reason for your travel is not tourism, then you need to contact the nearest Embassy or Consulate of Poland for more information.

currency_exchange

Currency

The official currency in Poland is Zloty and it is always better to exchange money in banks and currency exchange kiosks. All major currencies are readily exchanged in Poland. ATMs can be found anywhere in Warsaw and all credit cards are accepted.

cloudy_snowing

Weather

The weather in Poland varies. During summer the temperature is between 24 and 36 degrees Celsius. Cold winters with a lot of snowfall are typical for Poland. Warsaw can be visited year-round but the best time is late spring and summer when the climate is the most favorable. The coolest months are January and February with temperatures below zero.

flight_takeoff

Airports

The major international airport in Warsaw is Warsaw Frederic Chopin Airport, located in Włochy, around 10 km away from the city center. Other international airports that can be used when coming to Poland are Kraków, Gdánsk, Katowice, and Wroclaw.

health_and_safety

Travel Insurance

Experienced tourists always obtain a travel insurance policy before going anywhere in the world, so it is advisable to get it, to feel protected.

Warsaw, Poland

What about weather in Warsaw, Poland ?
Average Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 33°F 35°F 44°F 56°F 66°F 71°F 75°F 74°F 65°F 54°F 42°F 35°F
Temp 28°F 30°F 37°F 48°F 58°F 63°F 67°F 65°F 57°F 47°F 38°F 31°F
Low 24°F 25°F 30°F 39°F 47°F 53°F 57°F 55°F 48°F 40°F 33°F 27°F
Average Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High 0°C 1°C 6°C 13°C 18°C 21°C 23°C 23°C 18°C 12°C 5°C 1°C
Temp -2°C -1°C 2°C 8°C 14°C 17°C 19°C 18°C 13°C 8°C 3°C 0°C
Low -4°C -3°C -1°C 3°C 8°C 11°C 13°C 12°C 8°C 4°C 0°C -2°C

Comparison Cost of living in other cities in Poland with Warsaw

Comparison Cost of living in other cities

Cost of living in countries